FLASH Report

• Regulatory database site records up to 1/8 mile radius clearly identified on map
• 30-second return time on our RADIUS platform
• Statistical risk rating

• Enhanced Data Output
• Aerial photo of site; boundaries highlighted
• Designed to eliminate both a false positive and a false negative risks triggered in traditional regulatory screens

EnviroScreen LTE

• The fastest preliminary environmental screening tool in the business to incorporate a senior environmental professional’s risk assessment
• 1 business day from site image confirmation
• Review of ASTM E1527-13 Regulatory Databases

• Extensive search radius
• Designed to identify the low risk and no risk loans promptly up front
• Reviews ASTM Regulatory Databases
• Reviewed by Environmental Professional (EP)

EnviroScreen SBA

• The fastest and most comprehensive RSRA in the business
• Within 3 business days from site confirmation
• Includes a review of ASTM 1527-13 Regulatory Databases, eSL’s proprietary database, and expanded historical data review
• Extensive search radius

• Includes a review of client provided documentation
• Reviewed by Environmental Professional (EP)
• Get an accurate risk rating based on presence or likely presence of any hazardous substances
• Meets and exceeds SBA Requirements

EnviroScreen Conventional Loan

• 4 tier risk rating intended for conventional loans
• Within 3 business days of site confirmation
• Includes a review of ASTM 1527-13 Regulatory Databases, eSL’s proprietary database, and expanded historical data review

• Extensive search radius
• Includes a review of client provided documentation
• Reviewed by Environmental Professional (EP)
• Get an accurate risk rating based on presence or likely presence of any hazardous substances on subject site

Environmental Transaction Screen

• Meets SBA Standards
• Within 5-7 Business days from inspection
• Within 7 Business days from file review (EFR)
• Performed in general accordance with ASTM E1528-14
• Limited environmental review of a property with the scope of work intended to be less than that of a Phase I
• Site reconnaissance – subject property and surrounding properties

• Records Review (physical setting sources, city directories, Sanborn maps/fire insurance maps, historical information on subject property
• Professional recommendations
• Full search radius
• Performed to identify Potential Environmental Concerns (PEC)
• Additional cost for ETS with Enhanced File Review (EFR)

Phase I Environmental Site Assessment

• Meets SBA requirements
• Within 7-10 Business days from inspection
• Meets EPA All-Appropriate Inquiry (AAI)
• Performed in general accordance with ASTM E1527-13
• Requirement for meeting CERCLA liability protection
• Title records, environmental liens, and activity and use limitations review when provide by client
• Review of tribal government records
• Research/interview past owners/occupants
• Full search radius

• Performed to identify recognized environmentalconditions (RECs)
• A physical on-site reconnaissance of subject property and adjoining properties
• Review of selected physical setting sources (topographical maps, soil survey, etc)
• Review of selected historical use information, (aerial photographs, city directories, etc)
• Environmental records review of local, state, and/or federal regulatory databases, as required

Phase II Limited Subsurface Investigation

• Further evaluates environmental risks identified in above assessments
• Within 12 Business Days from sampling
• Performed in accordance with state and local guidelines
• Generally follows ASTM designation E1903-11

• Site-specific sampling of one or all: air, water, soil, groundwater, soil vapor
• Analytic results used to evaluate risk to human health, the environment, and to determine physical/chemical risk
• Prepared and signed by Environmental Professional

Property Condition Assessment

• Designed to be performed using the ASTM Standard E2018-15 guidelines to assist commercial property owners, property investors and tenants to gain a better understanding of their subject property
• Within 10-12 Business days from site inspection
• The PCA Inspection is performed by doing a walk-through survey as outlined in the ASTM guide Easily visible
physical deficiencies are noted and the completed report becomes the Property Condition Report
• The Property Condition Assessment (PCA) is site specific as it relates to the physical condition of the real property improvements It is not a substitute for the additional disclosures that are required in Real Estate transactions
• All records associated with the subject property should be obtained prior to the walk-through survey
• Provide Recommendations, Preliminary Cost Estimates, and Priorities for:
• Resolving Major Deficiencies, Updating Aging Major Components, & Undertaking Further Detailed Investigations

Asbestos Testing & Abatement Services

• Asbestos Inspection (AI)
• Asbestos Operations and Maintenance Plan (O&M)
• Asbestos Project Design

• Site-specific sampling of one or all: air, water, soil, groundwater, soil vapor
• Analytic results used to evaluate risk to human health, the environment, and to determine physical/chemical risk
• Prepared and signed by Environmental Professional

Portfolio Monitoring

Commercial Real Estate is a heterogenous illiquid asset class.  Unlike other assets such as bonds and equities, CRE properties are not dynamically priced nor are changes in variables that could impact the asset value monitored real time.  eScreenLogic provides life-of-loan CRE portfolio risk management services to identify changes in environmental risk, disaster risk (fire, flood, earthquake,), valuation risk, and market risk factors.  This service helps banks, investors, corporations and capital markets firms to gain transparency into their portfolio of CRE assets and meet regulatory requirements.